Pawnbroker loans against your luxury watch, car or jewellery.

    A professional alternative to local pawnbroker loans

    Edinburgh Asset Finance is there to help customers across Scotland, including Edinburgh, Glasgow, Aberdeen and more.

    we understand that true luxury goes beyond appearance—it’s about craftsmanship, heritage, and enduring value. Whether you’re in Edinburgh, Glasgow, Aberdeen, or anywhere across Scotland, our discreet service allows you to unlock the capital tied up in your most valuable possessions, quickly and with complete confidence.

    We provide immediate, asset-backed loans against a wide range of high-value items, including:

    • Luxury watches such as Rolex, Patek Philippe, Audemars Piguet, and Cartier
    • Fine art and sculpture by renowned and emerging artists
    • Rare and collectible whisky
    • Cherished and personalised number plates
    • Antiques, silverware, and heirlooms
    • Classic and luxury cars including Ferrari, Bentley, Aston Martin and Porsche

    Find out more about how it works here.

    Expert Valuation, Direct to Your Door

    Our experienced appraisers are happy to travel across Scotland to meet you in person—whether at your home, office, or private location of your choosing. You’ll receive a face-to-face consultation, expert valuation, and secure collection of your asset—all handled with discretion, professionalism, and care.

    Your item is then held in high-security, fully insured storage, while you receive funds within 24 hours of agreement.

    Why Clients in Scotland Trust Us

    • Highly experienced specialists in luxury and rare items
    • No credit checks – the asset secures the loan
    • Immediate liquidity – cash in your account within 24 hours
    • Completely confidential – we protect your privacy at every step
    • Flexible loan terms tailored to your financial needs

    The Luxury of Financial Freedom

    Whether you’re exploring an investment opportunity, funding a business venture, covering unexpected expenses, or simply want to release capital without selling what you love, our tailored loans offer the perfect solution.

    Get Started Today

    Our expert team is ready to assist clients throughout Scotland. Arrange your confidential valuation and secure collection today—no travel, no fuss, just a first-class service from start to finish.

    Credit Example

    All of our luxury asset pawnbroker loans are for a fixed maximum term of seven months with no minimum term. Minimum APR: 32.25% – Maximum APR: 69%

    Representative Example: Total Credit: £25,000. Loan term: seven months. Monthly interest rate: 3% (fixed). Interest for seven months: £5,250. Amount repayable in one instalment: £30,250. 38.4% APR. No other costs are applied and interest is always calculated in simple terms.