Borrow against your luxury watch, jewellery or car.

    A professional alternative to local pawnbroker loans

    Edinburgh Asset Finance is there to help customers across the UK, including Edinburgh, Glasgow, Aberdeen, Newcastle, Manchester, Liverpool and more.

    When you require a fast cash-flow solution, the expert pawnbrokers at Edinburgh Asset Finance are in your corner. We arrange discreet luxury asset loans against your high-value items.  These include antiques, fine art, fine jewellery, luxury watches, whisky collections, number plates and sports, classic and luxury cars.

    Find out more about how it works here.

    "Edinburgh Asset Finance helped me when the bank wasn't interested. I wasn't aware of the service they provide but I wouldn't hesitate to use them again if I ever find myself in a similar situation"

    Find Out How it Works

    The specialist when it comes to using your watch to secure a pawn loan

    With over 10 years experience, we have seen a number of different watch brands, from AP to A.Lange & Sohne, Breitling to Bremont, Patek Philippe, Omega and of course Rolex. We only deal in luxury watches, and have a developed a real speciality in helping clients pawn Rolex watches in particular. If you are looking to pawn your watch, then we aim to make it easy and straightforward for you. We can usually go from enquiry to loan in less than 24 hours. We operate all across the UK and have provided pawn loans against Rolex, Patek, Audemars Piguet, Omega and even Jacob & Co. As watch enthusiasts ourselves, we are always excited to hear from you, to discover a bit about your watch, and how we might be able to help provide a short term pawn loan against it, to help you overcome any potential cash flow demands – without the need to let go of your prized timepiece.

    Loans against an array of luxury assets, making accessing capital easy

    Unfortunately banks have made it more difficult for individuals and businesses to access straightforward lending solutions. We aim to provide this service. We provide a simple and straightforward service, and all decisions are made by us as we lend our own money, this leads to a personal service. We are proud of the way our solution allows us to tailor things to suit the client, and work to their best interests.

    "I had a number of different assets, and was reluctant to fire sale them in order to get me out of a hole. Edinburgh Asset Finance provided the perfect solution, I got a loan and went without my assets for a short period of time. "

    What We Accept

    The Alternative to Traditional Pawnbroker Loans

    A completely confidential way of securing funds when you hit a bump in the road

    We understand that there can be many reasons for having a short term cash requirement. We also understand that more often than not you would rather the issue was dealt with discretely and quickly. This is why we guarantee your confidentiality. We never share any of our clients details, and are happy to deal in a very discrete fashion in order to give you peace of mind that your privacy and confidentiality is always of the upmost importance.


    All of our luxury asset pawnbroker loans are for a fixed maximum term of seven months with no minimum term. Minimum APR: 32.25% – Maximum APR: 69%

    Representative Example: Total Credit: £25,000. Loan term: seven months. Monthly interest rate: 3% (fixed). Interest for seven months: £5,250. Amount repayable in one instalment: £30,250. 38.4% APR. No other costs are applied and interest is always calculated in simple terms.